BEA Credit Card Spending Rewards

Spend at “Instant Point Earn” Participating Merchants of SHKP Malls to Earn up to $11,150 Point Dollar

Promotion Period: 15 Jan – 28 Feb 2026

* Sales slips with transaction amount no less than HK$100 at different merchants in the same participating mall with the same BEA Credit Card are required.

# BEA UnionPay Dual Currency Credit Card refers to BEA UnionPay Dual Currency DIAMOND Credit Card or BEA UnionPay Dual Currency PLATINUM Credit Card issued by BEA. UnionPay Mobile Pay account refers to the Apple Pay account bound with the BEA UnionPay Dual Currency Credit Card; UnionPay QR Code account refers to the UnionPay App account bound with the BEA UnionPay Dual Currency Credit Card.

Redemption method: Member must visit the designated redemption location at the participating mall where transaction is made in person on the same day for reward redemption. Not applicable to point registration through “Instant Point Earn Service” at designated merchants and “Auto-earn The Point bonus points” function via YATA / SmarTone Plus member account.

Remarks:

1. Cardholders must register as members of The Point Integrated Loyalty Program (refers to “Eligible Cardholders”) to participate in the Promotion. The Eligible Cardholder making the transaction and redeeming the Reward(s) must be the same person as The Point member and Cardholder. Staff of the Participating Malls reserves the right to ask for identity proof for verification purpose.
2. Each Eligible Cardholder (based on The Point member ID) is entitled to redeem Reward 1, Reward 2, Reward 3 up to five times each and Reward 4 (Reward 4a and Reward 4b are regarded as the same Reward) up to three times across all Participating Malls during the entire Promotional Period, up to a total of $11,150 Point Dollar (equivalent to 2,787,500 The Point bonus points).
3. Each Eligible Cardholder (based on The Point member ID) is entitled to redeem Reward 1, Reward 2, Reward 3 and Reward 4 (Reward 4a and Reward 4b are regarded as the same Reward) once each at each Participating Mall each day, up to a total of $2,830 Point Dollar (equivalent to 707,500 The Point bonus points). Multiple redemptions of the same Reward with different Eligible Credit Cards or different The Point member accounts at the same Participating Mall on the same day from the same Eligible Cardholders will not be accepted.
4. The daily redemption quota of Reward 1 and Reward 2 in each Participating Mall is limited, whilst a total of 384 quotas of Reward 3, 148 quotas of Reward 4a and 485 quotas of Reward 4b apply at all Participating Malls during the entire Promotion Period, on a first-come-first-served basis while stocks last.
5. Each Eligible Customer must present the original copies of valid machine-printed merchant sales invoices and the corresponding sales slips, together with the Eligible BEA Credit Card in person at the designated redemption location at the Participating Mall where transaction is made on the transaction day within the designated redemption time.
6. Each set of Eligible Receipts can be used for redemption of Reward 1, Reward 2, Reward 3 or Reward 4 once only. The Eligible Receipts used for Reward 1 redemption cannot be re-used to redeem Reward 2, Reward 3 or Reward 4, and vice versa. Eligible Receipts used in this Promotion cannot be re-used in other mall promotions (except The Point bonus points registration, designated promotions of the Participating Malls and existing free parking privileges of the Participating Malls). Any amount exceeding the spending requirement for Reward redemption cannot be retained and used for other promotions.
7. Split transactions will not be accepted, i.e. the full amount of the transaction must be settled with the same Eligible Credit Card. Therefore, the transaction amount on the machine-printed merchant sales invoice must be equivalent to the transaction amount on the sales slip (excluding the use of SHKP Malls Gift Card). Eligible Transactions from the same merchant at the same Participating Mall cannot be split into multiple machine-printed merchant sales invoice or sales slips with same or different Eligible Credit Card to participate in the reward redemption.
8. Transactions made via e-wallets (including Octopus, AlipayHK, WeChat Pay HK, Tap & Go and PayMe by HSBC) will not qualify as eligible transactions for the Promotion.
9. Offers are bound by relevant terms and conditions. Please refer to BEA website, in-mall promotion materials, relevant pages on The Point App or Customer Service Center for details.
10. In case of dispute, the decision of BEA, SHK Real and/or Participating Malls shall be final.

Click here for more details. Terms and Conditions Apply.